Win 1 of 3 $500 Prezzy Cards Prize Draw Terms and Conditions


  1. Southern Cross Life Insurance is provided and underwritten by Chubb Life Insurance New Zealand Limited (‘Chubb Life’) and promoted and marketed by Southern Cross Insurance Services Limited (‘Southern Cross’).
  2. This promotion is an offer to eligible new Southern Cross Life Insurance policyholders to be entered into a prize draw (‘Prize Draw’) to win one (1) of three (3) Prezzy card vouchers to the value of $500 each (‘Prize’).
  3. The Promoter for this Prize Draw is Southern Cross. Chubb Life is the Administrator of the Prize Draw.

    Eligibility criteria

  4. To be eligible for entry into the Prize Draw:
    • an eligible applicant must submit a completed application form for a new Southern Cross Life Insurance policy (‘Policy’) between 12 November and 12 December 2024 (the ‘Promotional Period’) and
    • the Policy must have been issued by Chubb Life by, and be in-force on, 15 December 2024 (the ‘End Date’) to be automatically in the draw to win.
  5. Applications must be completed and submitted either online at www.southerncrosslife.co.nz or over the phone with Chubb Life’s Southern Cross Life Insurance team.
  6. Applicants who have a pending application for, or who already hold, a Southern Cross Life Insurance policy at the beginning of the Promotional Period are not eligible.
  7. There are three (3) Prizes to be won. Each Prize is a $500 Prezzy card digital voucher.
  8. Prizes are non-transferable, non-refundable, non-exchangeable and not redeemable for cash.
  9. Prizes are issued subject to the applicable Prezzy Card Gift Card Terms and Conditions https://www.prezzycard.co.nz/terms-and-conditions
  10. To the extent permitted by law Chubb Life and Southern Cross make no warranty or guarantee in relation to the Prize. Nothing in these terms and conditions is intended to limit or exclude any liability under the Consumer Guarantee Act 1993 or any other statutory rights that the Prize winner may have in relation to the Prize.
  11. The Prize Draw will take place on Monday 16 December 2024, and one Prize will be awarded to each of the first three (3) entries drawn at random from all eligible entries.
  12. Entries are limited to a total of one entry per person.
  13. Chubb Life’s decision is final and no correspondence will be entered into.
  14. Chubb Life will use all reasonable efforts to contact the Prize winners.
  15. Prize winners will receive their Prize by email using the email address provided in the Policy application.
  16. Except for any liability that cannot be excluded by law, Chubb Life and Southern Cross (and their officers, employees and agents) exclude all liability for any direct, indirect, special or consequential loss, damage or injury arising in any way in connection with the Prize Draw or acceptance or use of any Prize.
  17. The Prize Draw is in no way sponsored, endorsed, administered or associated with Facebook/Instagram. Each Eligible Participant releases Facebook/Instagram from any losses, claims or actions arising from or in connection (either directly or indirectly), with the Prize Draw.
  18. Application for a Policy during the Promotional Period is deemed acceptance of these terms and conditions.
  19. Decisions about accepting applications are solely the responsibility of Chubb Life, and are subject to Chubb Life’s underwriting and assessment criteria. Southern Cross accepts no liability for those decisions.
  20. Southern Cross and Chubb Life accept no liability for Policy applications that are incomplete or defective, that are submitted outside the Promotional Period, or where the Policy is not issued until after the End Date.
  21. Chubb Life and Southern Cross reserve the right to change the terms and conditions of this Prize Draw, to end it early, or extend it at any time.
  22. Southern Cross and Chubb Life comply with the Privacy Act 2020. Please see our privacy policy at Southern Cross Insurance - Privacy Policy (southerncrosslife.co.nz) for more information about how Southern Cross and Chubb Life collect, use, store and disclose personal information, and your rights to access and correct it.
  23. For further information on Southern Cross Life Insurance policies or this Prize Draw go online to www.southerncrosslife.co.nz or phone 0800 000 200.

This Prize Draw is promoted by Southern Cross, Level 1,155 Fanshawe Street, Auckland 1010.